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Customer Grievance Redressal Framework

Last Updated on January 2026

The Customer Grievance Redressal Framework defines the operating guidelines for handling customer queries and complaints at Freecharge.

Customer Service Support:-

We have established a tiered escalation matrix to ensure your concerns are addressed systematically.

Level 1: Customer Support

The first point of contact for any complaint regarding a failed recharge, bill payment, or transaction.
Customer can raise their grievances/disputes as below:

Resolution time does not include time taken by the customer to provide required information/documentation.

● If any case/transaction is related to third party or outside entity, then the TAT will be dependent on the respective banks/network providers/regulator/etc. Resolution time will include this TAT along with Freecharge’s internal resolution time.

● Freecharge will make all efforts to resolve the complaint in a timely manner but in case of any inadvertent situation where additional time is needed, Freecharge will inform the customer the reasons for the delay and provide expected timelines for resolution of the issue.

Level 2: Grievance Officer

If the response at Level 1 does not meet your expectations or if you do not receive a response within 10 days, you may escalate the matter.

Level 3: Nodal Officer

For grievances that remain unresolved or require higher intervention.

Note:

  1. Each customer will be allotted a Unique Ticket Number (UTN) which will be used to identify the customer, retrieve all history pertaining to the complaint, and help in faster resolution of the grievance.
  2. Customers are required to follow the processes and provide all the required documentation as guided by Freecharge so as to provide a resolution to the customer.
  3. In Cases where Law Enforcement Agencies, Regulators, Governments, Card Networks, Courts, Banks, etc. are involved for the purpose of investigation or providing resolution, the customer needs to adhere to the processes and documentation requirements shared by the said participants and the resolution to the customer may depend upon these participants.
  4. Resolution time/Turn-around-time for redressing grievances/disputes has been mentioned under the section “Escalation Matrix”.

Final Redressal and Closure of Grievance

Final Redressal and Closure of Grievance:

1. Where the complainant has communicated his acceptance of the company's decision on redressal of grievance communicated by grievance redressal; or

2. Where the complainant has not communicated his acceptance of the company's decision, within 7 days from the date of communication of decision by Level 1 or Level 2 or Level 3, as the case may be.

Banking Ombudsman

For more details, please refer to the complete Customer Grievance Redressal Policy document below:
Customer Grievance Redressal Policy (English)