Apply for Gold Loan Online
Gold loan upto ₹40 Lakhs
Low Interest rate starting from 11%
Loan tenure from 6 to 36 months
Gold kept safely with Axis Bank
Turn Your Gold Into Cash
Turn Your Gold Into Cash
Features & Benefits
Get swift access to funds without the need for a lengthy approval process.
Loan Amount
Get a loan of ₹25,000 to ₹40 lakhs whenever you need it.
Quick Disbursement
Apply for Gold Loan online and get funds in your bank account in no time.
Loan Tenure
The time period of a Gold Loan ranges from 6 months to 36 months.
Multiple Collateral Options
Use coins, bangles, chains, rings & other gold jewelry as collateral.
Stored in Safe Hands
All the assets are stored securely with Axis bank.
Loan Secured by Axis Bank
India's leading private sector bank with over 12 million monthly active users.
Turn Your Gold Into Cash
Know the value of your gold in seconds!
How to apply for a Gold Loan?
Getting a Gold Loan is Super Easy with these Four steps:
Submit Your Details
Take a moment to fill the form above to assist us better
Get a Callback
A representative will reach out to you in no time
Visit the Branch
Get the right value for your gold at your nearest Gold branch
Get the Loan
The funds will be sent to your bank account
Gold Loan Eligibility
- Resident Individuals above the age of 18 and below 75.
- Gold purity must be a minimum of 18 carat.
- Maximum limit of 50 gm per customer for bank-issued gold coins.
- Complete Application Form
- Valid KYC Documents
- CIBIL Score
Eligibility Criteria
Documents Required
Trusted, Safe & Secure
Freecharge has Bank Grade Security, Fully Encrypted, 24X7 Customer Support, App Lock
Frequently Asked Questions
What documents do I need to submit to apply for gold loan ?
Two passport-size photographs
Agri land records (in case the agriculture loan is more than ₹2 Lakhs)
Address Proof (any one): Driving Licence/Passport Copy/Aadhaar Card/Voter ID Card/Ration Card
ID Proof (any one): Driving Licence/PAN Card/Passport Copy/Aadhaar Card/Voter ID Card/Ration Card
Any other document required by Axis Bank
Do I need to submit income proof to get a gold loan?
No. You only need to submit ID proof and address proof to apply for an online gold loan.
What are the minimum & maximum tenure options available for a gold loan?
The tenure options for Gold Loan vary from a period of 6 months to a maximum of 36 months.
What is the Gold Loan eligibility criteria?
Individuals need to be 18+ and below 75, and the gold must be at least 18 carat.
What are the types of Gold items that can be used as collateral?
Coins
Ring
Earrings
Mang Tikka
Necklace
Pendant
Bracelet
Mangalsutra
Nose ring
The acceptance of the above mentioned items is at the discretion of Axis Bank.
Sanction and disbursement of loan shall be at the sole discretion of the Axis Bank. Freecharge’s role is limited to referring /sharing your details with the Bank for the purpose of processing of Loan application.
